First-time buyer mortgage guide
Budget for the deposit, mortgage repayments, stamp duty where applicable, legal costs and moving expenses.
What to think about
A mortgage adviser can explain affordability checks, deposits, fixed and variable rates, and the application process.
Questions to ask a professional
- What services do you provide and what is included?
- What fees or other charges might apply?
- What information will you need from me?
- What are the main risks, limitations and alternatives?
Important: General educational information only. This is not personalised financial, legal or tax advice. Check current rules and obtain qualified advice where appropriate.
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